---
title: "Accounts receivable autopilot: staged dunning chain"
description: "Day -3 friendly email with the invoice and a SimplePay/card link. Day +1 friendly overdue note by email + SMS. Day +7 formal reminder. Day +15 formal payment de"
canonical: https://cegsegitoai.hu/en/workflows/invoices-receivables/accounts-receivable-autopilot
language: en
publisher: Cégsegítő AI
updated: 2026-09-19
---

# Accounts receivable autopilot: staged dunning chain

Category: Invoice processing, verification and receivables


Day -3 friendly email with the invoice and a SimplePay/card link. Day +1 friendly overdue note by email + SMS. Day +7 formal reminder. Day +15 formal payment demand PDF with the 40 EUR collection fee under the Civil Code and pro-rata late interest, sent to the partner's CEO and finance. Day +30 escalation to your CEO or one-click handover to a lawyer. Stops instantly when payment lands.

## How it works

1. Pre-due courtesy reminder
2. +1 and +7 day reminders
3. +15 formal demand with statutory fees
4. +30 escalation

Tools: Resend, Twilio, WhatsApp API, n8n

Source: AI Automation Market Report and Practical Guide (2025–2026)